If you suffer a serious injury that affects your ability to work, you will want to talk to a Maryland long term disability attorney to learn about your right to collect benefits. The process to collect benefits can be very difficult, and your attorney will help guide you through the process.
Maryland Long Term Disability
A Maryland long term disability lawyer can explain to you that long term disability benefits generally covers injuries and illnesses that prevent you from working or limits your ability to work. The source of your injury does not necessarily have to be work-related and you will want to talk to an attorney to learn your specific right to collect benefits.
You should know that you may be entitled to benefits related to an accident such as a car crash or slip and fall. In addition, serious illnesses such as Parkinson’s disease, heart disease, and other genetic diseases may qualify for benefits. The key factor is that the condition affect your ability to work such as your ability to walk, stand, type, speak, etc.
In most cases, employees are eligible for long term disability insurance through their employer’s policy. These insurance policies are governed by the Employee Retirement Income Security Act of 1974 (ERISA) and this law protect employees’ rights to collect the insurance.
ERISA generally provides employees an avenue to apply for benefits and appeal a denial of a claim. The processes provided in ERISA are very drawn-out and complicated and you will want to discuss your case with a Maryland long term disability lawyer before moving forward. Failure to follow the processes in ERISA can mean a denial of your claim.
Contact a Maryland Long Term Disability Attorney
You will want to work closely with an experienced attorney if you suffer a serious injury affecting your ability to work. ERISA and the process to collect long term disability benefits can be very difficult. Contact an attorney at H&H LawWorks, LLC and learn how we can help you. You can schedule an consultation to discuss the specifics of your case by calling (240) 403-2693.